About Us

The Credit Captain​


We’re a team of passionate credit repair specialists who are committed to helping our clients improve their credit scores. We understand the importance of good credit and the impact it has on our clients’ lives. We work tirelessly to help them overcome their credit challenges so they can achieve their financial goals. We take great pride in our work and are always striving to provide the best possible service to our clients.
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For over a decade, The Credit Captain has lead the credit Industry

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WHAT IS CREDIT?

Credit is exactly what it sounds like, as a consumer you build up your credit or creditable to a bank. This creditable in the banks eyes is how they determine how likely you are to pay back money that they might loan to you. Often a credit score is also called a “Risk Management Score” can determine how high or low your interest rate on finance items might be. This can be the difference between paying 5,000 in interest or 10,000 in interest
How To Check Your Credit

WHAT MATTERS ON YOUR CREDIT REPORT

Credit reports with your score are created by three credit bureaus—Equifax, Experian and TransUnion. There are several factors involved:

  • Payment history
  • Credit Card Usage
  • Credit Age History
  • Derogatory Marks
  • Total accounts open

  • Hard Inquiries 

The Credit Captain is excited to help you with your credit! 

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