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When it comes to credit you might have a lot of questions, but we’re here to help you with your credit inquiries and we’ll help you understand.
A credit score is a numerical expression based on a level analysis of a person’s credit files, to represent the creditworthiness of an individual. A credit score is primarily based on a credit report, information typically sourced from credit bureaus.
Credit scores are important because they show how likely you are to repay a loan. They are used by lenders to decide whether to give you a loan and how much interest to charge you. Your credit score is also used by landlords, utility companies, and insurers. There are many factors that affect your credit score, including your payment history, the amount of debt you have, the length of your credit history, and whether you have any recent late payments or bankruptcies.
Credit scores are calculated using a number of factors, including payment history, credit utilization, length of credit history, and more.
When it comes to credit you might have a lot of questions, but we’re here to help you with your credit inquiries and we’ll help you understand.